Le, Vinh Hoang, Anh Hoang Nguyen, Thuy Minh Thi Le, and Vien Bich Cao. “Factors Affecting Capital Adequacy Ratio of Joint-Stock Commercial Banks in Vietnam”. Journal of International Economics and Management 22, no. 1 (March 31, 2022): 42 - 62. Accessed November 28, 2022. https://jiem.ftu.edu.vn/index.php/jiem/article/view/224.